Great points. I guess I just like to muck with code occasionally through the management interface so if I'm working on a project with developers who use Dreamweaver, this situation arises. It's really not that big of an issue. It would just be a nice "feature" to have.
- you might create a folder, tell the HTML author about it, and say "here, fill it up with the content". They use default.htm, index.html, or whatever as their default document, and your high-placed index_html method renders that content.
- you don't explicitly create folders at all, and tell your HTML authors to upload their content via FTP, Webdav, whatever. Again, they use default.htm, index.html, or whatever as their default document, and your index_html method renders that content. The only difference from above is that they'd create their own folders as needed.